China store can net dispatch: Recently, branch of Shanghai of bank of development of economy of Shanghai of transmit of ministry of national industry letter and informatization committee, nation about print and distribute " support industry about this city energy-saving the executive opinion that expands financing service with green " announcement, the announcement points out encourage development to use but second birth the sources of energy, accelerate construction of green data center; Key support is begun retire stair of accumulator of motivation of car of new energy resources is used and recycle, support store can, but processing of second birth the sources of energy, industrial waste water answers items of expenditure eye. Offer financing to assure serve with policy, build " Shanghai industry is green borrow " special financing serves a passageway, the company that there is capital requirement to relevant domain inside 5 years or project accumulative total give a letter 20 billion yuan of RMBs.
Branch of Shanghai of bank of development of Shanghai economy and informatization committee, nation about print and distribute " support industry about this city energy-saving the executive opinion that expands financing service with green " announcement
About the unit:
Advance development of green of high quality of this city industry to accelerate, breed economy actively to grow new kinetic energy, carry out fulfil " industry and < of general office of bank of development of nation of informatization department general office push industry about accelerating energy-saving the announcement that develops with green > " (section of couplet of industry letter hall [2019]16 date) spirit, shanghai economy informatization appoint, the country opened travel Shanghai branch to be made jointly " support industry about this city energy-saving the executive opinion that expands financing service with green " , ask each unit to be carried out according to be being carried out actually.
Inform hereby.
Committee of Shanghai economy and informatization
The country develops bank Shanghai branch
On October 14, 2019
Accessory
Support industry about this city energy-saving the executive opinion that expands financing service with green
Advance development of green of high quality of this city industry to accelerate, breed economy actively to grow new kinetic energy, fulfil " industry and < of general office of bank of development of nation of informatization department general office push industry about accelerating energy-saving the announcement that develops with green > " (section of couplet of industry letter hall [2019]16 date) document of concerned policy of spirit and country, serve mechanism and government to superintend through innovation green financing with service mode, build industrial green financing to serve platform integratedly, supportive Shanghai industry is energy-saving develop with green, special formulate carries out an opinion originally.
, overall train of thought
In order to review thought of socialism of characteristic of China of close smooth new era is guidance, strategy of major program, key and this city industry develop the overall demand that builds economic system of high quality modernization about accelerating zoology civilization construction, compose according to the Party Central Committee, the State Council and nation catalogue mark, according to " risk of necessary, whole can accuse project strategy, business way closes compasses " principle, key around Shanghai industry energy-saving the financing demand that develops key field with green, strengthen policy service and financial support, guide a country actively to develop bank, medium financing of sex of small commercial bank, policy assures the of all kinds main body such as orgnaization, insurance company and trade organization, build " Shanghai industry is green borrow " omnibus financing serves platform, the financing that promotes domain of energy-saving to this city environmental protection medium and small businesses serves ability, accelerate those who form new period finance to aid green of force Shanghai industry to develop to advance a mechanism; Breed economy to develop new kinetic energy, drive this city actively energy-saving environmental protection is gotten army the company grows quickly, do do greatly strong, make a certain number of influential in domain of fractionize of domestic energy-saving environmental protection faucet enterprise and appear on the market company, the industrial green that to build the socialistic modernization international that has world force metropolitan photograph gets used to develops mode to offer strong finance to prop up.
2, basic principle
(one) governmental guiding, the market is run. City economy informatization appoint in driving travel Shanghai branch, city jointly with the country financing of sex of policy of small small company assures the relevant unit such as orgnaization of fund management center, concerned finance and trade organization, establish Shanghai industry green borrow financing to serve an advisory committee, build and carry out service of industrial green banking to advance a mechanism, the enterprise that accords with a condition through commercializing means to support or project financing.
(2) resource is integrated, classification is carried out. Develop the strategy according to Shanghai industry, according to the key service territory is mixed basically run mode, commercial bank and this city is state-owned related support resource of big group conformity, compose builds whole to support platform, what get through expands potential and capital requirement to having is medium small high grade company or the medium of communication that the project provides financing to serve.
(3) participate in with all possible means, form resultant force. Focusing financing demand and risk are controlled, open and public data is shared, form government, bank, assure, financing is rented, safe, industry is organized and participate in news service jointly with all possible means, canal of perfect, risk controls service flow reasonable, duty the industrial financing with clear and smooth right serves a mechanism.
3, serve a field mainly
The engineering technology that supports the following domain mainly upgrades transform, the fixed assets investment of application of technology of energy-saving environmental protection and industrialization project and project service:
1, industry can effect promotion. High cost of supportive focal point can the industry uses technology of efficient and energy-saving technology, popularize the current equipment such as system of efficient and energy-saving boiler, electric machinery, executive system is energy-saving transform. Drive use low grade to be versed in amateur is heated up to town dweller heat addition. Support popularizes technology of efficient section water and equipment, promotion of executive water effect is transformed. Supportive industry business carries out traditional the sources of energy to transform, drive the sources of energy to consume transition of structural green low carbon, encourage development to use but second birth the sources of energy. Supportive construction is used mainly can canal of company energy resources controls a center, promote energy management informatization standard, accelerate construction of green data center.
2, clean production is transformed. Support is cut down with fountainhead, process control and extreme processing and use integratedly for the target, drive the key industry business such as steely, petrifaction, chemical industry, building materials, nonferrous metal, printing and dyeing to carry out clean production to transform, the industry such as iron and steel is carried out super- low discharge transform, poisonous and harmful material reduces the key trade such as electric equipment electron, car, chemical industry, medicine the quantity is replaced, the clean production that boosts technology of key industry foundation is transformed. Manufacture a technology through carrying out the cleanness such as advanced and applicable green foundation workmanship, drive intelligence of traditional foundation workmanship to change development to wait.
3, resource is used integratedly. Useless essence of supportive industry firm is refined, quantity of big mix into, high additional cost uses a project. What drive broken bits of phosphorous gesso, smelt, fly ash to wait for trash of a large amount of industrial solid body mainly is integrated use. Furnace of supportive industry kiln deals with in coordination life rubbish, drive scrap iron and steel, useless plastic wait for renewable resources to be used integratedly. Key support is begun retire stair of accumulator of motivation of car of new energy resources is used and recycle. Application of research and development of equipment of technology of critical process of key support reproducing and industrialization are popularized, advance high-end intelligence reproducing. Support store can, but processing of second birth the sources of energy, industrial waste water answers items of expenditure eye.
4, green makes systematic construction. Supportive industry and industrial garden area participate in green to make systematic construction, establish green plant, expand green garden division, develop green product, construction green supplies chain. Level of key support state and this city green make the enterprise related the system and garden division. Area of garden of key support industry is changed circularly transform, construction the sources of energy, environment is online the public service platform such as monitoring platform, the key green that pushs promotion of whole of efficiency of natural resources of garden area energy is changed transform a project to wait. Key support is core with industry bibcock enterprise, carry out green to purchase in the round, make green supply chain.
5, innovation of industry of energy-saving environmental protection develops. The core key technology that supports research and development to lay in a batch to have own intellectual property and high end equip, develop a batch to be quantified high-poweredly, gently, green turns new material, application, promotion is a batch of feebleminded bad news, low pollution, low discharge new-style green to package data, development, application a batch modular, emulate change, compositive change, easy reclaiming green designs a tool, pull use design of green research and development and promotion of unifinication of green engineering technology. Support " Internet + wisdom the sources of energy manages " , " Internet + monitoring of green environmental protection " " Internet + resource is used circularly " systematic construction, make green develop big data ecosystem. Management of supportive contract energy, environment pollutes tripartite processing to wait commercialize mechanism development to wait.
4, measure of main financing support
() product
Serve consultative situation according to project give an official and energy-saving environmental protection, the enterprise can apply for to include but not loan of project of be confined to, circulating fund loan, turn loan, financing is rented, protect the breed such as manage, inspect project case to establish silver-colored group, safeguard project financing is fulfilled.
(2) borrower
1, have particular actual strength, those who accord with a country to open an admittance to ask is large and medium-sized state-owned with civilian battalion enterprise, and city classics is believed appoint appoint and the professional domain that accords with a country to open an admittance to ask is state-owned supportive platform, can apply for a country to open a loan fund support directly;
2, what small small company can cooperate all right through leaving with the country is medium country of application of small commercial bank leaves to turn all right loan. List of specific collaboration bank can open connection of travel Shanghai branch to affirm with the country.
(3) loan specified amount degree
1, the project borrows money: Capital gold scale not 30% under total investment, loan specified amount is spent not 70% what prep above always invests, open travel or cooperative bank finally to award a letter to examine and approve conclusion to be with the country accurate;
2, circulating fund borrows money: Loan specified amount is spent according to the enterprise management circumstance and effective demand are calculated affirmatory, open travel or cooperative bank finally to award a letter to examine and approve conclusion to be with the country accurate;
3, turn loan: Sheet door awards letter forehead to spend in principle not to exceed 30 million yuan, award a letter finally to examine and approve conclusion to be with cooperative bank accurate.
(4) borrow money deadline
1, the project borrows money: The longest do not exceed 15 years;
2, circulating fund borrows money: The longest do not exceed 3 years;
3, turn loan: The longest do not exceed 3 years.
(5) credit structure
1, the country opens next including to borrow mode continuously all right but not credence of be confined to, partner just assures to assure, project asset touchs impawn to assure, impawn of receivable Zhang money assures, impawn of power of earnings of future of project of contract energy management assures etc. Need is assured by policy sex fund or insurance company offer what assure or be sure, assure by policy sex fund and insurance company give a letter relevant provision is carried out.
2, turn the letter is awarded to examine and approve conclusion to be with cooperative bank below loan mode accurate.
5, basically measure of form a complete set
() offer financing assures and policy service
1, offer special loan to award be convinced Wu. Build " Shanghai industry is green borrow " special financing serves a passageway, the company that there is capital requirement to relevant domain inside 5 years or project accumulative total give a letter 20 billion yuan of RMBs. Great to according with the Yangtse River protection and the project that green development asks offer favourable loan interest rate. (the country opens a Shanghai branch to take the lead)
2, offer special loan to assure service. Build " Shanghai industry is green borrow " financing of special policy sex assures service passageway, the company that has capital requirement to relevant domain or project offer 1-3 year period loan assures service. Single item assures year of cost rate do not exceed 1.5% , odd pen assures loan amount does not exceed 20 million, single company assures accumulative total of loan remaining sum does not exceed 100 million yuan. (city is medium financing of sex of policy of small small company assures fund management center)
3, offer professional domain to support platform to serve. Build " Shanghai industry is green borrow " financing of platform of professional domain support serves a passageway, the company that has capital requirement to relevant domain or project offer 1-5 year period financing is rented, defend the service such as manage, offer the market favourable interest rate. (professional domain is state-owned supportive platform)
4, drive green banking policy to fulfil. Implement policy of national green banking, support and city economy informatization appoint the other bank that the autograph restricts and professional domain are state-owned support platform, through " Shanghai industry is green borrow " financing of special policy sex assures service passageway, serve to according with the condition, company that has capital requirement or project to offer green financing to assure, build more the industrial green banking that essence of life allows efficient major serves old structure. (city economic informatization appoint take the lead)
(2) execute the qualification is recommended and the technology is evaluated
1, loan company qualificatory condition
① is registered in Shanghai, have Wu of complete and all ready industrial and commercial, duty year careful record, loan company or its superior holding company establish above one year.
② manages outstanding achievement or gain in order, have development latent capacity and advantage distinguishing feature, enterprise and senior administrator have the good record that sign a letter.
③ enterprise is made and implement the strategy of energy conservation and environmental protection respect or aim, use the manufacturing technology that the country encourages and device, generator responsibility outspread blend in business flow, use green to design a concept, executive cleanness is produced and green is made etc.
2, to loan company (project) execute a qualification to recommend
The industry is green borrow financing to serve an advisory committee to entrust professional orgnaization to begin loan company qualification test and green project to recommend, nonsked release " Shanghai industry is green borrow recommend company list " and " green project recommends detailed list " , include a country or production system of this city green is founded, circular economy, clean production is pilot set an example, the company that special fund rewards attestation of energy management system, finance and the relevant industry capacity such as orgnaization of energy-saving environmental protection evaluates and project are first include. (city economic informatization appoint take the lead)
3, to green the project is begun the technology is evaluated
The green item that be commissioned of relevant and professional orgnaization offers to loan company undertakes professional technology is evaluated, issue " green project technology evaluates a report " . (relevant major orgnaization)
4, financing orgnaization develops the project before borrowing evaluation
To having the financing project of loan qualification and green technology safeguard, the loan amount that finance serves an orgnaization related each or platform of professional financing support is in charge of pair of projects and overall wind accuse to wait undertake major is evaluated and examine, accord with approval credit of the condition. (the country opens a Shanghai branch, each relevant commercial bank, state-owned support platform)
(3) measure of tripartite service
1, insurance serves
Silver of insurance company basis keeps watch can relevant product, project of the guaranty belongings that believes loan company to awarding, project, honor the agreement assure, power of earnings of future of project of contract energy management, legal entity and employee provide insurance service. (relevant insurance serves an orgnaization)
2, news service
Build and perfect this city public data to open platform, offer company of Wu of loan company tax, person, market to superintend for professional orgnaization, the data such as special fund use condition serves court, accumulation fund, finance offer advantage; Exploration uses the new generation IT such as catenary of artificial intelligence, area piece, big data, undertake to loan company and project for professional orgnaization overall risk canal accuses to provide support. (city economic informatization appoint take the lead)
(4) award punishs measure
1, promotive measure: The medium and small businesses of energy-saving environmental protection that support accords with a condition is declared maintain this city only essence of life is especially new medium and small businesses, to what maintain only new company of spy of essence of life gives pay interest in the form of a deduction when selling a bill of exchange to support; support to assure without guaranty credit orgnaization for enterprise of energy-saving environmental protection the long term loan in offerring assures support, to assuring 18 months reach the orgnaization above assures business gives insurance cost award. To be as good as one's word of abide by compasses, run the loan company with good, rapid development, give increase award believe and raise loan specified amount to spend, offer relevant insurance cost subsidy by insurance company.
2, punish measure: Give credit demote, list to remove sb's name from the rolls to violating the loan company of exceed the time limit of compasses use capital, baleful diddle capital, loan or break a contact, loan is recovered wait for punishment.
6, strengthen leader and service safeguard
(one) routine mechanism. Shanghai industry is green borrow financing to serve an advisory committee to set secretariat, secretariat routine entrusts Shanghai association of trade of service of energy-saving environmental protection is assumed, qualification of advisory service of main and responsible policy, enterprise recommends organization of prejudication, project to declare, the routine such as statistical analysis, mix every year by Feburary report to committee collect the industry is green by August borrow financing to serve a situation. Each member unit makes clear committee person specially assigned for a task cooperates to had done relevant work.
(2) mechanism of contact hold a conference or consultation. City economy informatization appoint energy-saving with integrated benefit good it is Shanghai industry green the leading place room that borrows omnibus financing to serve platform to be run in coordination, responsible organization is advanced and guidance coordinates each member unit to be run effectively for platform offer each job to ensure. Platform the unit asks according to the job related each fixed hold a conference or consultation, communication contact platform runs the concerned condition in the process.
The executive period of efficacy of this executive opinion is came in October 2019 in October 2024, executive process inspects affection to perfect a key to serve support of domain, financing and measure of form a complete set and service to ensure ability further when the lieutenant general.
Accessory: 1. "Shanghai industry is green borrow " financing demand application form
Flow chart of 2. loan application
3. loan application material and ask
Accessory 1
Accessory 2
Loan application flow chart
Accessory 3
Loan application material and ask
One, the enterprise provides data:
1, photocopy of photocopy of legal entity business charter, legal representative Id;
2, on year and forms for reporting statistics of financial that month accounting (include watch of balance sheet, increase and decrease, main taxes to should make list, annals needs to add cash flow meter and relevant audit report) ;
3, book of accredit of the inquiry that sign a letter (after first trial is passed, offer) .
2, enterprise admittance asks basically:
1, wait for mechanism registration book via industrial and commercial administration, independent business accounting, assume sole responsibility for its profits or losses, have corporate organization;
2, undertake duty Wu is registered lawfully, lawfully pay taxes;
3, the enterprise is managed normally, have good management level, financial accounting business accounting is normative;
4, loan company, legal representative (reach effective control person) nearly 2 years people bank asks for security of tripartite of pass an imperial examination record of credence of fine of letter all without exception;
5, the enterprise is managed continuously fixed number of year exceeds 3 years or the company controls a person actually or main shareholder has 3 years of above from already check (enterprise of project loan demand or its holding company establish above one year) ;
6, be in debt moderately, financial structure is reasonable.
3, enterprise admittance limitation:
1, the enterprise ever had undesirable credence record nearly 2 years, include but not be confined to: Exceed the time limit of financing of the record that owe tax, bank or debit interest exceed a month, ill will to sign and issue dud cheque, gross debt or trouble between labor and management to wait;
2, the business is management disagreement compasses, illegal, include but not be confined to: Business of battalion of proprietor of an enterprise exceeds the scope of operations that is versed in business registers an approve, environmental protection, fire control and sanitation do not amount to mark, special industry business certificate was not obtained or already crossed period of efficacy to wait;
3, enterprise or company control a person actually (or main shareholder) ever had the case such as undesirable credence record nearly two years, basically include: Criminal record, involve folk leasehold, unhealthy addiction (have go whoring, the behavior such as gamble, drug taking) , individual ask forring believes bad record (current loan or credit card exceed the time limit or debit interest; Exceed the time limit of the accumulative total inside nearly 2 years or debit interest record reach above 6 times; Last nearly 2 years exceed the time limit or debit interest time exceed 2 months above) ;
4, the pendency lawsuit that the enterprise involves influence debt solvency.
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